Getting started is easy with a no-risk plan that is free. Switch up tiers to save even more when you're ready.
ESSENTIALS
FREE
Up to $1,000 in monthly credit line ($12,000 annually)
Pay in 4 equal installments — no interest, no fees
Add essential bills from 10 categories
Up to $10 per month waived in convenience fee
NSF Protection
Personalized bill trends
Option to lower your bills
ESSENTIALS PLUS
$25$20/ month for the first six months
Everything in Essentials, and:
Up to $2,000 in monthly credit line ($24,000 anually)
Up to $100 per month waived in convenience fee
Add bills from 10+ bill categories, including non-essentials
Savings Tracker to keep track of your savings
Priority access to new features
ESSENTIALS
ESSENTIALS PLUS
$125 per month in Savings on Essentials
$25 per month
MONTHLY INTEREST-FREE CREDIT LINE AND PAY IN 4
For every $1,000 in monthly credit line you save an average of $25 in interest that you would accrue on a prime credit card
$50 per month
NSF Protection
We check your bank account balance before processing any payments, saving you NSF fees you might incur when your bank balance runs low
$10 per month
CONVENIENCE FEE WAIVED
How convenient are convenient fees? We think not at all! We waive up to $10 in convenience fees from your utility providers on all eligible bills you pay using Neon
$40 per month
LOWER YOUR BILLS
Our friends at BillFixers save you money on bills you're already paying by negotiating the best rates and finding great deals for you
But more importantly, we ensure you never have to stress about bill payments ever again!
$250 per month in Savings on Essentials Plus
$50 per month
MONTHLY INTEREST-FREE CREDIT LINE AND PAY IN 4
For every $1,000 in monthly credit line you save an average of $25 in interest that you would accrue on a prime credit card
$50 per month
NSF Protection
We check your bank account balance before processing any payments, saving you NSF fees you might incur when your bank balance runs low
$100 per month
CONVENIENCE FEE WAIVED
How convenient are convenient fees? We think not at all! We waive up to $100 in convenience fees from your utility providers on all eligible bills you pay using Neon
$50 per month
LOWER YOUR BILLS
Our friends at BillFixers save you money on bills you're already paying by negotiating the best rates and finding great deals for you
Get priority access to new features and save even more!
Add à la carte services anytime as per your need. Our Intelli Bot personal savings assistant finds smarter ways to save.
Put your bills on autopay
Pre-pay your bills
and, find other personalized recommendations
Customized pricing that ensures that you pay only when you save. That's right, we win when you win!