Building the future of consumer credit
AI-powered, intelligent, and built to scale
Built by the best
Our team comes from the world’s top banks, fintechs, and builders.
Rewriting the rules of consumer credit
Megha and Avee bring deep expertise in consumer finance and fintech, forged at industry leaders like Capital One, Discover, Avant, and Fiserv. They've built and run credit, risk, and operations at scale—managing $100B+ portfolios, complex ops, real stakes.
Having seen firsthand how the old playbook works—and where it breaks—they’re now rewriting it. At Neon For Life, they’ve replaced bloated ops with autonomous AI agents, shipped adaptive underwriting models, and built AI-native credit for the bills that matter most. Backed by top investors, they’re building the fastest-growing fintech in the U.S., with a vision to redefine consumer credit for the 99%.
We're on a mission to create the first AI-native credit system for the 99%
Adaptive, real-time, and built to scale
Credit cards haven’t changed in 50 years. They were designed for those who want to chase rewards, rack up lounge points, and play status games. But for the people who actually need credit, cards have created endless debt traps. They don’t work.
Neon For Life is here to flip that model. We’re building for the 99% — with AI-powered credit that adjusts in real time, grows with you, and is built for the bills that actually matter.
If it keeps life running, it’s on Neon For Life.
Join the fastest growing consumer AI startup
Selective by design, ambitious by nature
A team of exceptional builders, we're setting the new standard for consumer credit with AI.
